MKL Funding and its Partners assist homeowners in addressing their mortgage needs during critical times by helping our clients to lower their mortgage payments if their income has changed and the value of their property has decreased so they cannot qualify for a simple refinance loan.
We can help you modify your loan wherever you live in California, be it Los Angeles, San Francisco, San Diego, Orange County, or any other city and we tailor our services to your unique needs and to your current financial situation.
How simple is our approach? A puppet can explain it!
Our team will review and examine all documents related to your current loans for FREE, and we will recommend a solution and we will work hard negotiating with your Lenders on your behalf because we want you to get the best results and because we work on a “success fee” basis, we only get paid if we succeed in helping you.
Your house is more than just an asset, it is your home and we want to help you keep it.
Why A Loan Modification? - In today's economy most home owners are not eligible to refinance their mortgages due to a loss of equity, due to bad credit or they don’t qualify due to the changes in the rules for mortgage lending.
With a Loan Modification your mortgage loan is restructured so that it is affordable and can fit comfortably into your budget rather than being an overwhelming monthly drain on already tight finances.
Do you want to hold on and keep your most valuable asset - YOUR HOME?
Have you experienced a recent *financial or personal hardship?
Income and employment can you show that you are unable to continue making your current payment but that you can make a lower modified payment…*See Note.
*Note: A financial hardship can also include an interest rate increase in an ARM loan, a recent change in employment or inability to work due to illness or the death of a spouse.